Hi, I'm new to scrapbooking and was wondering what you can do with with items that say CU, S4H, CU4CU, etc? I have seen others but can't remember the abbreviations.

For example, If I buy CU designer's resources, can those be included in a personal free kit "as is" or do I have to create a derivative item or does it depend on the designer's TOU? I'm so confused.

I'd appreciate if someone can tell me what all those scrapbooking terms are used for.
Thank you.